Health insurance that goes the distance

Honest, transparent, custom-tailored coverage for high-performing professionals, self-employed owners, and growing families. None of the corporate runaround.

Trusted by Thousands of Dental Professionals & Proud Sponsors of:

We believe in long-term solutions. Not quick fixes.

Our licensed advisors take the time to understand your situation and help compare private coverage options built around your real needs.

Whether you are covering your team, your family, or yourself as an independent professional, we help you review coverage options with plain-English guidance and none of the corporate runaround.

Better options, with none of the corporate runaround.

Real benefits

Not fine print

Real savings

On your terms

Real peace of mind

Year-round

Corporate runaround

None

Why people choose Smart Health Quotes

Four things you can count on, from your first quote to every renewal.

Education-first approach

We break down your options in plain English, so you feel confident, not confused.

Built for families and independent professionals

Coverage options that support your income, your household, your business, and your future.

Plans that scale as you grow

Coverage that can adapt with your career, business, and family, not something you outgrow next year.

Year-round support

Licensed advisors who act as your personal guide, not just someone who disappears after enrollment.

The problem isn't your carrier.
It's your plan's structure.

Fix the structure once, and your coverage can make more sense long term.

Many professionals and business owners are stuck comparing plans that were never really built around how they live, work, earn, or support their families.

In less than 10 minutes, we'll show you whether your current coverage is costing you more than it should and what a better structure could look like.

Long-term solutions, not quick fixes

We pair you with PPO plans built around real benefits, real peace of mind, and coverage that adapts as you grow.

Full visibility into every dollar

What you pay, where it goes, and exactly what we cut. No bundled fees hiding inside one premium number.

Telehealth and preventative care

Virtual visits, mental health support, and prescriptions from your phone.

In agency sales volume

$ 0 M+

Plans that scale as you grow

Coverage that adapts with your career and family, not something you outgrow next year.

Owners

Families

Self-employed

Beyond health

Critical illness, life, and supplemental options

Health insurance is one piece. We build in supplemental coverage that protects your finances and your loved ones through life's unexpected moments.

Built for owners who carry the cost personally

If health coverage is one of your largest monthly expenses and you are shopping for coverage without a traditional employer plan, you are exactly who we work with.

From first call to fully covered, we handle the heavy part

Stronger benefits at a lower rate.

Get a personalized consultation

We start with a quick call

Book a short call and we explore tailored health and life options with you, walking through real-time quotes based on your goals, budget, and lifestyle.

No jargon,

just plain English

Apply with ease

We handle the heavy lifting

A seamless, concierge-style enrollment with no guesswork and no stress. Our licensed advisors do the work so you can focus on what matters.

Concierge

enrollment, start to finish

You're covered

Coverage built for the long run

Breathe easy with flexible plans and smart benefit add-ons designed for long-term peace of mind. And we stay on year round for whatever comes up.

Long-term

peace of mind

Everything your coverage should have included all along

Flexibility and reliability are at the center of the options we help clients review.

Businesses and clients helped per year

0 +

Potential savings depending on current plan and eligibility

0 %

Years helping clients navigate health insurance

0 +

States licensed to serve

0 +

Small business and group coverage

We consult directly with small business owners, HR teams, practice owners, and leadership teams to simplify group health benefits.

From workforce-wide PPO solutions to tailored executive coverage, we help your team review options without the usual headaches.

Workforce-wide PPO solutions

Coverage that fits your whole team, not a one-size-fits-all plan.

Tailored executive coverage

Premium coverage options for leadership or key team members.

Simplified administration

We help make the process easier for your team, from plan review to enrollment support.

For self-employed professionals

For families reviewing private options

For independent contractors and 1099 earners

For professionals without employer-sponsored coverage

For owners who need personal and business coverage reviewed together

Private coverage for professionals and families shopping on their own

Not everyone has access to a traditional employer group plan. Many self-employed professionals, 1099 workers, business owners, and families are left comparing coverage on their own.

We help make that process clearer by reviewing private options, explaining the tradeoffs, and helping you understand what may fit your needs.

Real feedback from real clients

We're proud of the impact we've made. Read real feedback from clients who have trusted Smart Health Quotes for our health coverage expertise.

5.0

181 reviews

         Posted on Google  
   
   Michelle 
 
 
 
 Trustindex verifies that the original source of the review is Google. Steven has been incredibly helpful for our small business. This is our first time attempting to get health insurance for our employees and he made the process smooth and easy. He walked me through every single step and answered every single question I had. I had waited because I thought this was scary and complicated, but Steven proved it otherwise. If you’ve been putting it off like I was definitely give him a call. He is on top of it!
  
 
      Posted on Google  
   
   Maha Kamal 
 
 
 
 Trustindex verifies that the original source of the review is Google. Dylan was awesome! Very easy to work with! He took the headache out of planning health insurance for my family. He found us a great plan with all our providers in network, and got it started for us as soon as we wanted it. I would definitely recommend his services.
  
 
      Posted on Google  
   
   Heather Lamendola 
 
 
 
 Trustindex verifies that the original source of the review is Google. Dylan made searching for health insurance a low stress situation! Quick, easy and a great rate! Also, he was very informative on all my options. Thank you!
  
 
      Posted on Google  
   
   Michael Levi 
 
 
 
 Trustindex verifies that the original source of the review is Google. Dylan was amazingly helpful and I really appreciate how quickly he was able to find me a better and more affordable health plan
  
 
      Posted on Google  
   
   Rouba Aasar 
 
 
 
 Trustindex verifies that the original source of the review is Google. Dylan was great he walked me through all my options and was super helpful! Would work with him again
  
 
      Posted on Google  
   
   Enat Legesse 
 
 
 
 Trustindex verifies that the original source of the review is Google. Dylan is very helpful and very knowledgeable. He gave me different options and explained each one of them in a way I understood it. This helped me make an informed decision.  Thank you Dylan.
  
 
      Posted on Google  
   
   Austin Brown 
 
 
 
 Trustindex verifies that the original source of the review is Google. Rarely do you find an insurance broker that truly cares about saving you money and relates to your situation as a family man. That’s exactly my experience with Jordan. He has been so attentive to our needs as a family, and tries to find the best possible value for us. He’s been wonderful to work with, and I know he’s a phone call or text away should I have any questions. I would recommend him to anyone looking for help with navigating health insurance.
  
 
      Posted on Google  
   
   Lois Sunny 
 
 
 
 Trustindex verifies that the original source of the review is Google. Had a great experience with our agent Lucas. He is very knowledgeable and answered all my questions. 5 months in and we are very happy with our new insurance so far.
  
 
      Posted on Google  
   
   Dr. Allison O'Brien 
 
 
 
 Trustindex verifies that the original source of the review is Google. Efficient, detailed, and great customer service.
  
 
  
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      Verified by Trustindex  Trustindex verified badge is the Universal Symbol of Trust. Only the greatest companies can get the verified badge who has a review score above 4.5, based on customer reviews over the past 12 months. Read more

Real feedback from real clients

We're proud of the impact we've made. Read real feedback from clients who have trusted Smart Health Quotes for our health coverage expertise.

5.0

181 reviews

The questions we hear most

What is a private PPO health insurance plan?

A private PPO plan gives you the freedom to see any doctor or specialist nationwide, no referrals needed. Unlike HMOs, PPO plans offer more flexibility and often come with lower out-of-pocket costs when structured properly. We help tailor these plans across trusted networks to fit your budget, income, and lifestyle.

How do I know if I am getting the best value on my health insurance?

We offer a free, personalized coverage review where we assess your current plan, compare it with our nationwide PPO options, and break down exactly what you're paying for. No pressure, no jargon, just honest guidance so you can make an informed decision.

What if I am self-employed or shopping for coverage on my own?

Good news. Self-employed individuals and small business owners often qualify for exclusive health plans not available on the public marketplace. We specialize in building custom PPO options for entrepreneurs, 1099 workers, contractors, and small teams, helping you save money while protecting what matters.

Can you help with family coverage?

Absolutely. We work with families and married couples every day, building coverage around your household rather than a one-size-fits-all plan. We'll walk through your options in plain English and tailor a plan that fits your family, your budget, and your lifestyle.

Can you help small business owners and teams?

Yes. We consult directly with small business owners, HR teams, and leadership to simplify group health benefits. From workforce-wide PPO solutions to tailored executive coverage, we help your team get protected without the usual headaches.

Do I have to wait for open enrollment?

No. Our private PPO options come with year-round enrollment, so you're not locked into a public marketplace deadline. You can get covered when it makes sense for you, not when the calendar says so.

Will I have help after I enroll?

Yes. Our licensed agents act as your personal advisor and policy concierge year round. Whether you have questions about claims, a change in your situation, or need to adjust your plan, we're here after you enroll, not just during the sign-up.

Ready to compare better coverage options?

Get free quotes and a personalized coverage review. We compare available private coverage options and give you honest guidance from a licensed advisor. No pressure, no jargon.

See what options may fit

Fast and private. We'll send your free quotes and reach out to help.

Health insurance that goes the distance

We believe in long-term solutions. Not quick fixes.

Better options, with none of the corporate runaround.

Why people choose Smart Health Quotes

Education-first approach

Built for families and independent professionals

Plans that scale as you grow

Year-round support

The problem isn't your carrier. It's your plan's structure.

Long-term solutions, not quick fixes

Full visibility into every dollar

Telehealth and preventative care

Plans that scale as you grow

Critical illness, life, and supplemental options

Built for owners who carry the cost personally

From first call to fully covered, we handle the heavy part

We start with a quick call

We handle the heavy lifting

Coverage built for the long run

Everything your coverage should have included all along

Small business and group coverage

Private coverage for professionals and families shopping on their own

Real feedback from real clients

Real feedback from real clients

The questions we hear most

Ready to compare better coverage options?

See what options may fit

The problem isn't your carrier.
It's your plan's structure.